S4 E11 Fintech Files - The Future of Fintech

Wrap up Season 4 with Nora Hocke, Bianca Lopes, and Annika Melchert as they reflect on how fintech is reshaping the world—from digital banking to financial inclusion.
Podcast
April 16, 2025

What happens when fintech meets purpose? In this season finale, hosts Nora Hocke, Bianca Lopes, and Annika Melchert look back at the most powerful insights from Season 4—from AI-driven innovation to the growing impact of digital banking and sustainability in finance.

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They also offer a behind-the-scenes glimpse into life at BCG Platinion, sharing personal stories from consultants driving digital transformation on the ground.

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Don’t miss this wrap-up of a season that explored how fintech can drive meaningful change.

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Find all episodes for season 4 here.

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Featured

Phil Gerrard

Manager Director
London, United Kingdom

Tom is an Engineering Lead based in the London office. He has vast experience delivering products and services with a human centered approach – including artificial intelligence solutions at scale and new startup ventures across a wide range of industries. Covering topics ranging from privacy enhancing AI to digital consortium design, he brings expertise in open innovation’s evolving role in solving high impact issues such as climate action, healthcare and online privacy.

Annika Melchert

Riyadh
,
Saudi Arabia

Annika Melchert is a Principal in the Riyadh Office and the podcast co-host of "Fintech Files".

As an expert in modern banking, she guides fintechs and incumbent banks on their technology build, integration strategies, and digital transformations.

Nora Hocke

Munich
,
Germany

Nora is an expert in IT strategy and agile ways of working. By combining her expertise in banking and emerging technologies, she has delivered IT strategies, next-gen target architectures, and agile operating models for fintech and incumbent banks across the globe. Nora is a member of the BCG Platinion Agile chapter and the Neobank and FinTech initiative and Co-Host of the Fintech Files Podcast.